Cryptocurrency in Every Wallet ™

At Monaco, we are on a mission to build simple and honest financial products that improve lives.
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We want people across the globe to enjoy the benefits of crypto through Monaco’s services.

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Customer Centric

We are focused on solving problems our customers care about deeply & passionately.

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Design Focused

Design is foremost in everything we do, with the goal of the best possible user experience.


January 2018
Announced Credit and Invest Products on CNBC
December 2017
Launched listings on 9 additional Cryptocurrency Exchanges (Total 17)
December 2017
Four Key Hires Announced (COO, CCSO, CMO, Platform Architect)
November 2017
Partnership with Gemalto to Produce Metal Cards
October 2017
VISA Program Manager Approval Announced
August 2017
Pre-registration apps go live & full card portfolio announced
August 2017
Listed on Binance, China's fastest growing digital asset exchange
July 2017
Listed on Bittrex, largest digital asset exchange by volume globally
June 2017
Raised US$26.7m placing Monaco in Top 10 Token Sale Events of 2017
May 2017
Launched Token Sale
April 2017
Graduated from Supercharger, Demo Day at the Hong Kong Stock Exchange
February 2017
Accepted into Hong Kong Government Backed Cyberport Incubation Program
November 2016
Accepted into the Supercharger, Asia’s leading FinTech accelerator
October 2016
Built prototype
September 2016
Secured card Issuing capability
June 2016
Founded Monaco
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Clarity & Simplicity

We strive to make our products simple to understand and easy to use. We take extra care to think and communicate with absolute clarity.

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No fine print

Our brand is built on principles of trust and honesty, as such our customers don’t need to worry about reading the fine print – because there isn't any.

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Lead, don’t follow

We push the envelope doing things that were never done before to win the hearts and minds of our customers.

Meet the Team


Kris Marszalek


Serial Entrepreneur in Southeast Asia Internet industry, 2x from $0 to $100m in revenue and 2 exits. CEO at Ensogo, Founder at BEECRAZY (sold for US$21mm to iBuy Group in 2013).

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Rafael Melo


15 years’ experience in finance, deep understanding of risk, compliance and Mobile Payments ecosystem in Asia. Led fundraising efforts as CFO at ASX-listed Ensogo, securing strategic investment from VIPSHOP (NYSE:VIPS) and raising over A$50m from blue chip institutions like Fidelity, Goldman Sachs and BlackRock.

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Gary Or


Hacker, Product Designer, Entrepreneur, 9 years of full stack engineering experience (RoR, Elixir, Golang), Keen interest in Machine Learning and AI.

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Bobby Bao

Managing Director

Extensive experience in investment banking, corporate development, investor relations. Head of Corp. Development at Ensogo, investment banker at China Renaissance (华兴), Deloitte, Merrill Lynch. While at China Renaissance he worked on landmark deals, including merger of Didi and Kuaidi (now Didi Chuxing) as well as Strategic Corporate Development Projects for JD.com (Nasdaq: JD)

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Brent Diehl

Senior Vice President, International Expansion

20 years of experience in international payments, including MD of Alliance Payment Solutions, a payments consultancy; head of Visa’s AP-CEMEA prepaid consultancy division; Western Union, where he led international expansion efforts for prepaid cards; and Home Depot, where he was responsible for its international card portfolios.

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Erald Ghoos


Previously Chief Operating Officer at Payreto, offering payment solutions to financial institutions. Leadership roles in operations at Funding Circle, AXA Bank, Equa Bank, and Paysafe.

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Sean Rach


Former CMO at Prudential Corporation Asia. Led the regional American Express account at Ogilvy, launched the Cathay Pacific AMEX card, and served as MD of OgilvyOne Hong Kong (clients: AMEX, Western Union, BlackRock, SmarTone, and IBM).

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Monaco Technology GmbH

Bahnhofstrasse 21, 6300 Zug, Switzerland