Spend anywhere, without fees
- Always free account
- Hold multiple currencies + crypto
- Exchange at the real rate
Save 5-8% on exchanges
Versus high street banks with our real exchange rates
Earn 0.75% cashback
Get cryptocurrency cashback on every transaction
MONACO IS IDEAL FOR:
Spending while travelling
Life without fees. Your card will always be treated as a local currency card and you will get perfect interbank exchange rates, wherever you are.
Buying, earning & spending crypto
Purchase and convert crypto at the best rates, earn cryptocurrency every time you spend with Monaco, and spend it anywhere, including ATMs.
Sending and receiving money
Use Monaco app to send money without fees at perfect interbank rates. Your friends will receive it instantly and can access the funds immediately with their Monaco card.
Spend, save and earn with stunning Monaco Platinum cards
- 0.75% cryptocurrency cashback
- US $500,000 travel insurance
- Premium metal cards
Hold, spend and exchange multiple currencies, including Bitcoin and Ether.
- Access and manage your funds
- Top up with bank transfer, debit/credit card, Bitcoin and Ether
- Convert and send money
- Make purchases with the Monaco card
A saving of $4.00 compared to the bank average
Get the real exchange rate, up to 8x cheaper than the banks.
- Get the real exchange rate
- Avoid all bank fees
- Instant Exchange
Earn Monaco Tokens with every swipe of your Monaco card.
- Get 0.75% MCO cashback on all transactions
- Spend MCO as the local currency with Monaco card
- Exchange MCO for Bitcoin or Ethereum
- Trade MCO on 7 exchanges
MCO Token cashback on all transactions
Keep an eye on your money and your spending, live.
- Instant spending notifications
- Manage your weekly or monthly budget
- Add notes to your purchases
MORE ABOUT MONACO:
Whenever you need us, we're here to help: 24/7 in-app chat support - as easy as texting a friend.
Block and unblock your Monaco card with a single tap. Turn ATM or contactless on and off instantly.