Your Universal Money App

Introducing Monaco - world's best cryptocurrency card. Spend and send money globally at perfect interbank exchange rates, saving EUR30-40 on every EUR500 equivalent spent.

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Monaco Card

Every time you spend with Monaco Card, you will be given perfect interbank exchange rates without markups or fees. You’ll never have to worry about exchange rates again, always getting the best deal physically possible. Amazing value and peace of mind!

Fund your card with ETH/BTC

You can top-up your card with BTC/ETH and soon other ERC20 tokens. When you swipe the card, we convert an increment of your BTC/ETH/ERC20 tokens on the fly, just enough to settle the transaction. The rest sits securely in your wallet, potentially appreciating in value.

Fund screen

Exchange money

Exchange money at perfect interbank exchange rates using Monaco App. A super easy interface is designed for frequent use.

Send money

Sending money between Monaco App users is free & real-time, with the money being instantly available for the recipient on their Monaco Card.

Stay secure

Industry leading card security features available from Monaco App – including card blocking, unblocking, setting up geographical security, online shopping capability and more.

Onboarding

Customer onboarding can be done entirely via the Monaco App - and takes less than 3 minutes.

Connect with your money

Get instant spending notifications, add receipts to your purchases, manage your budget, and more.

Earn up to 10% Instant Cashback As You Spend

Monaco Card holders will be entitled to up to 10% Cashback Reward when spending at participating merchants. The Cashback will be settled instantly after a succesful transaction by crediting our native currency MCO to your app wallet. You will be able to trade MCO on multiple exchanges and easily convert it to BTC, ETH or fiat currencies. The Instant Cashback program will be subsidised by participating merchants.

Black card banner desktop

The Monaco BLACK Card

Limited Edition Monaco BLACK Card will be issued to 999 contributors.
  • 001-499 – will be assigned to the top ETH token contributors at closing
  • 500-999 – will be assigned to the fastest contributors based on time stamp
There will be no Monaco BLACK Card issued after the initial 999.

Your Universal Money App

Introducing Monaco - world's best cryptocurrency card. Spend and send money globally at perfect interbank exchange rates, saving EUR30-40 on every EUR500 equivalent spent.

Home with iphone hd

Monaco Card

Every time you spend with Monaco Card, you will be given perfect interbank exchange rates without markups or fees. You’ll never have to worry about exchange rates again, always getting the best deal physically possible. Amazing value and peace of mind!

Red card

Fund your card with ETH/BTC

You can top-up your card with BTC/ETH and soon other ERC20 tokens. When you swipe the card, we convert an increment of your BTC/ETH/ERC20 tokens on the fly, just enough to settle the transaction. The rest sits securely in your wallet, potentially appreciating in value.

Fund screen

Exchange money

Exchange money at perfect interbank exchange rates using Monaco App. A super easy interface is designed for frequent use.

Exchange screen

Send money

Sending money between Monaco App users is free & real-time, with the money being instantly available for the recipient on their Monaco Card.

Send screen

Stay secure

Industry leading card security features available from Monaco App – including card blocking, unblocking, setting up geographical security, online shopping capability and more.

Card screen

Onboarding

Customer onboarding can be done entirely via the Monaco App - and takes less than 3 minutes.

Onboarding screen

Connect with your money

Get instant spending notifications, add receipts to your purchases, manage your budget, and more.

Budget screen

Earn up to 10% Instant Cashback As You Spend

Monaco Card holders will be entitled to up to 10% Cashback Reward when spending at participating merchants. The Cashback will be settled instantly after a succesful transaction by crediting our native currency MCO to your app wallet. You will be able to trade MCO on multiple exchanges and easily convert it to BTC, ETH or fiat currencies. The Instant Cashback program will be subsidised by participating merchants.

Cashback screen
Black card banner mobile

The Monaco BLACK Card

Limited Edition Monaco BLACK Card will be issued to 999 contributors.
  • 001-499 – will be assigned to the top ETH token contributors at closing
  • 500-999 – will be assigned to the fastest contributors based on time stamp
There will be no Monaco BLACK Card issued after the initial 999.

Team

Kris
Kris Marszalek
CEO

Serial Entrepreneur in Southeast Asia Internet industry, 2x from $0 to $100m in revenue and 2 exits. CEO at Ensogo, Founder at BEECRAZY (sold for US$21mm to iBuy Group in 2013).

Rafael
Rafael Melo
CFO

15 years’ experience in finance, deep understanding of risk, compliance and Mobile Payments ecosystem in Asia. Led fundraising efforts as CFO at ASX-listed Ensogo, securing strategic investment from VIPSHOP (NYSE:VIPS) and raising over A$50m from blue chip institutions like Fidelity, Goldman Sachs and BlackRock.

Gary
Gary Or
CTO

Hacker, Product Designer, Entrepreneur, 9 years of full stack engineering experience (RoR, Elixir, Golang), Keen interest in Machine Learning and AI.

Bobby
Bobby Bao
Managing Director

Extensive experience in investment banking, corporate development, investor relations. Head of Corp. Development at Ensogo, investment banker at China Renaissance (华兴), Deloitte, Merill Lynch. While at China Renaissance he worked on landmark deals, including merger of Didi and Kuaidi (now Didi Chuxing) as well as Strategic Corporate Development Projects for JD.com (Nasdaq: JD)

Advisory Board

Brent
Brent Diehl
Payments

MD of Alliance Payment Solutions. Formerly Prepaid Partner Solutions at VISA®

Timothy
Timothy Hitchens
Technology

Head of Solution Architects, Worldwide Public Sector - APJ at Amazon Web Services

Ransu
Ransu Salovaara
Blockchain

CEO of TokenMarket: Digital asset marketplace for investors & growth companies. Creator of BitcoinETI, the first bitcoin-backed exchange traded instrument.

Ohad
Ohad Hecht
Marketing

CEO at Emarsys, global leader in B2C Marketing Automation

Bradly
Bradley Riss
Fintech

Built Adyen’s payment business in Southeast Asia

Dimitri
Dimitri Tsamados
Talent Acquisition

Founder & Partner at DTCA, Partner at Eric Salmon Asia

Blockchain Advisors

Pablo
Pablo Yabo
Smart Contracts Audit - CoinFabrik
Coin
Mikko
Mikko Ohtamaa
Smart Contracts Development - TokenMarket
Tokenmarket

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